What Is GCash Credit (GCredit)?
GCash Credit, commonly known as GCredit, is a revolving mobile credit line available in the GCash app. It works as a pay-later option you can choose during checkout.
Users may access a credit line that can reach up to PHP 50,000 depending on eligibility and account activity. Paying dues on time helps you keep access to the credit line.
You can use GCredit for everyday payments such as bills, online purchases, and merchant transactions. In many flows you can select GCredit as the payment source instead of your wallet balance.

Credit Line Limit: Up to PHP 50,000
Our Mission
After using GCredit, you’ll see dues in the app. Settle the amount due before the due date to avoid extra charges and to maintain good standing.
Our Vission
Eligibility typically depends on account verification status and your in-app behavior. A higher score and good payment history generally improves access and limit over time.
Our Mission
Use pay-later credit for essentials you can repay on schedule. Track dues, avoid stacking multiple obligations, and review charges before confirming a transaction.
Your GCash balance is the money you already have in the wallet. Your GCredit balance is the remaining credit line you can borrow and use for payments.

Interaction Design
On this site you’ll find quick guides: what GCredit is, how to activate it, where it works, how to repay dues, and how to use it wisely.
Where You Can Use GCredit

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How Repayment and Dues Work
Eligibility and GScore Basics

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Jasmine Juthi
Chief DesignerGCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.

Jasmine Juthi
Chief DesignerGCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.

Jasmine Juthi
Chief DesignerGCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.
Practical Tips for Responsible Pay-Later Use
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Basic Plan
$499
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
Standard Plan
$599
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
Business Plan
$799
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
Basic Plan
$699
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
Standard Plan
$799
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
Business Plan
$999
- Business Solution
- 24/7 Consultant Service
- Great Customer Support
- Market Growth Solution
- 24/7 Customer Support
GCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.
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GCredit vs GCash Balance
Use GCredit for Online Payments
Collaboratively pontificate bleeding edge resources with inexpensive methodologies globally initiate multidisciplinary compatible... Pay with GCredit via GCash QR
How to Get GCash Credit
Collaboratively pontificate bleeding edge resources with inexpensive methodologies globally initiate multidisciplinary compatible... GCredit Limit Up to PHP 50,000
GCredit Interest and Fees
Collaboratively pontificate bleeding edge resources with inexpensive methodologies globally initiate multidisciplinary compatible... GCredit Eligibility and GScore
GCash Credit FAQ
Collaboratively pontificate bleeding edge resources with inexpensive methodologies globally initiate multidisciplinary compatible... GCredit Troubleshooting
Pay with GCredit via GCash QR
Collaboratively pontificate bleeding edge resources with inexpensive methodologies globally initiate multidisciplinary compatible... GCredit Dues RemindersGCash Credit FAQ
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GCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.
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GCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.
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GCredit is designed for in-app payments and works like a revolving credit line. Always review your due amount and due date inside the GCash app before using it again.
